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“Schedule of Charges” means the list of charges relevant for the companies supplied on the Card. These costs are subject to changes at the sole discretion of BRAC Bank Limited. However, such modifications in expenses may be made only with prospective impact giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or system during which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be carried out or any other approved terminal or system connected to BRAC Bank digital banking system every so often.

If the present stability is less than Minimum Amount Due then the present steadiness turns into totally due. However, if the Minimum Amount Due isn’t paid by the cost due date or only partly paid, the unpaid quantity might be added to the next statement’s Minimum Amount Due. Such transactions may even be topic in to a financial institution Charge as the Bank may decide in its sole discretion every so often. The trade price might differ from the speed on the transaction date as a result of market fluctuation. The BRAC Bank’s 24-Hour Call Center is on the market to all Cardholders.

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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints shall be resolved as per the policy of respective payment community (Visa/ Mastercard) and the choice of the payment community might be thought of as final. The Bank cannot be held responsible for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to inform BRAC Bank inside a hundred and twenty days of purchasing the product/service; the Bank is not going to be held liable to entertain the grievance. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and transfer the whole or any part of its rights of obligations underneath this Agreement.

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