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“Schedule of Charges” means the list of charges relevant for the companies supplied on the Card. These costs are subject to changes at the sole discretion of BRAC Bank Limited. However, such modifications in expenses may be made only with prospective impact giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or system during which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be carried out or any other approved terminal or system connected to BRAC Bank digital banking system every so often.
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A cheque deposit shall be acceptable for assortment and the proceeds shall not be out there till the cheque has been cleared and the proceeds paid to the Bank. Any money deposits might only be regarded as having been obtained by the Bank upon crediting the identical to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual payment as prescribed by the Bank for the cardboard and an annual payment prescribed by the Bank for each Supplementary Card.
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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints shall be resolved as per the policy of respective payment community (Visa/ Mastercard) and the choice of the payment community might be thought of as final. The Bank cannot be held responsible for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to inform BRAC Bank inside a hundred and twenty days of purchasing the product/service; the Bank is not going to be held liable to entertain the grievance. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and transfer the whole or any part of its rights of obligations underneath this Agreement.
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In connection with the special discounts/offers made by the respective Merchants, the Bank won’t be held responsible the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the proper to change the benefits out there to Cardholders at any time with out prior notice. In reference to the special discounts/offers made by the respective Merchants, the Bank does not maintain out any guarantee or make any representation of the supply, quality, design, specifications or in any other case set out in respect of these provides. Also, these products/services are subject to availability and shall be allocated on a first come, first server basis.
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